Review the correct type of filing.
A broker’s financial-responsibility filing is different from carrier insurance. BMC-84 identifies a surety bond; BMC-85 identifies a trust agreement.
Why this matters
Confusing authority, liability insurance, cargo insurance and broker security can lead to incorrect conclusions.
Records to preserve
- Broker MC/USDOT information
- Official filing details
- Provider name
- Effective or cancellation information
- Load date
How Grande Trucking Support can help
- Guide the carrier to official filing records
- Organize provider and filing details
- Compare dates to transaction documents
- Preserve the source checked
Practical review checklist
- Confirm entity and filing type
- Check dates
- Do not call BMC-85 insurance
- Do not treat a filing as a payment guarantee
A public filing does not establish that a future or existing private claim is payable.